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As stocks plunged Monday, Jim Cramer offered investors some advice from the floor of the New York Stock Exchange, and said that even though he believes the U.S. stock market could see another down day tomorrow, today there is an opportunity for selective buying. Jim said for the Action Alerts PLUS portfolio that he manages, he is putting cash to work today, after doing some selling last week. Jim also said in he is putting some money to work in his own 401K, but he will not be aggressive, because he sees more downside in the market. Jim said if you bought stocks on margin, or are in oil funds, you have no choice but to sell. Jim said if you are 100% invested, any lift today is a good opportunity to sell 5% of what you have and take a profit. Jim noted that at Friday's close, more than 400 of the S&P 500 stocks were still up compared to where they were trading two years ago, so investors probably still are able to take profits in some holdings. Jim said by taking profits, you might be able to switch some holdings and buy other investments. He said to look for dividend-yielding funds, noting that Wisdom Tree, Fidelity and Vanguard all have such funds. Jim said investors will do better in dividend-yielding stocks than Treasuries, as long as they are not dividend-yielding oil stocks. Subscribe to TheStreetTV on YouTube: http://t.st/TheStreetTV For more content from TheStreet visit: http://thestreet.com Check out all our videos: http://youtube.com/user/TheStreetTV Follow TheStreet on Twitter: http://twitter.com/thestreet Like TheStreet on Facebook: http://facebook.com/TheStreet Follow TheStreet on LinkedIn: http://linkedin.com/company/theStreet Follow TheStreet on Google+: http://plus.google.com/+TheStreet
